We've already found your money

We contacted you because you have money waiting to be claimed.

Whether it arrived by phone, email, or letter — that contact was real. We’ve identified unclaimed funds in your name and we’re ready to return them to you. You pay nothing unless we succeed.

Unclaimed money sitting in Australia right now

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Dormant bank accounts

$15.8B

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Unclaimed share dividends
$9.4B
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Life insurance payouts
$3B+
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Super, bonds, wages, refunds
More…
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No Refund, No Fee — Guaranteed. Our recovery fee is only charged after your money arrives in your account.

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Why did RefundWorks contact you?

We are a licensed Australian unclaimed money recovery service (NSW Govt. Registration ID: 166741465). We search over 30 government and financial databases to locate unclaimed funds, then personally reach out to the rightful owners. If you received our call, email, or letter, it means we have already identified money that appears to belong to you.

From "we found it" to money in your account — in four simple steps.

We handle the complexity. You handle the easy part.

01

You confirm your details

Fill in the short form below or call us directly. This lets us match your identity to the funds we’ve located — a legal requirement before we can proceed.

02

We verify your claim

Our team prepares all documentation on your behalf. In some cases we may request a copy of your ID. This protects you and ensures the funds go to the right person.

03

We lodge the claim

We submit the claim directly to the institution holding your money — whether it’s a bank, insurer, government authority, or share registry — and manage all follow-up.

04

Your money is returned

Recovered funds are held in our trust account. Our fee is deducted and the balance transferred straight to your bank — nothing from your pocket. If funds are paid directly to you, we’ll arrange our fee from there.

Six reasons why our clients trust us with their claims.

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No Upfront Costs — Ever

There is nothing to pay to get started. We invest our time and expertise upfront, at no cost to you, before a single dollar changes hands.

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We Only Get Paid From Recovered Funds

Our fee comes exclusively from the money we recover on your behalf. If we don’t recover anything, you owe us nothing. Your success is the only way we get paid.

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All Paperwork Handled For You

We prepare every document, complete every form, and manage every submission on your behalf. You won’t need to navigate complex institutions or government processes alone.

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Regular Updates by Phone & Email

You’ll hear from us at every stage of your claim. No silence, no uncertainty — just clear, consistent communication until your funds are safely returned.

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Licensed, Registered & Legally Bound to Protect You

We are a government-registered Australian business (NSW Govt. ID: 166741465) and legally required to return funds exclusively to the verified rightful owner. The law that governs us is also your protection.

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30+ Databases Searched

We search over 30 Australian and international databases — including bank registries, ASIC records, insurance registers and government trust accounts — leaving no stone unturned.

Over $28.2 billion in unclaimed money is sitting in Australian accounts right now.

🏦
Dormant bank accounts

$15.8B

📊
Unclaimed share dividends
$9.4B
🛡️
Life insurance payouts
$3B+
📋️
Super, bonds, wages, refunds
More…

Money becomes "unclaimed" for surprisingly ordinary reasons. You changed address. A company you held shares in was acquired. An old insurance policy matured. A refund was processed to an account you closed years ago.

Under Australian law, funds left dormant for seven years are transferred to Government Trust accounts where they sit, earning no interest, waiting to be reclaimed.

Only 2% of Australians ever successfully reclaim these funds on their own. The process involves identifying which institution holds the money, proving your identity across systems that may have outdated records, and navigating institution-specific claim procedures.

That's exactly what RefundWorks does for you.

⚠️ Act before it's too late: Once unclaimed funds are absorbed into consolidated Government revenue, they cannot be retrieved. The longer you wait, the greater the risk your money disappears permanently.

Real people. Real money returned.

Scepticism is natural. Here's what our clients had to say once their money was returned.

★★★★★
$9,850 recovered

"When I received a letter from RefundWorks, I called to see what this was all about. After completing some documentation, I waited — and then $9,850 landed in my account several weeks later. Outstanding service from their team."

Michael — NSW
★★★★★
$2,850 recovered

"I was really surprised to get the call, and while I thought it was a long shot, their No Refund–No Fee policy took all the risk away. Five weeks later I received $2,850. I couldn't be happier with their service."

Julie — Queensland
★★★★★
Business funds recovered

"We were contacted about unclaimed money in our company name we had no idea it existed. Despite the added complexity of a deregistered company, just weeks later the money was in our account. I could not recommend RefundWorks enough."

Karen — Newcastle
★★★★★
OnePath insurance recovered

"I woke to a lovely surprise in my bank account. I was sceptical when I first got the call about lost money, but every dollar counts. Thank you for your professional service and for patiently answering all my questions."

Jane — Sydney

Why you can trust this process.

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Government Registered

Registered with the NSW Government (ID: 166741465) and fully compliant with Australian consumer protection law.

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Legally Protected Process

Our operations are governed by the AML/CTF Act 2006 — meaning we are legally required to verify and return funds only to the rightful owner.

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Zero Upfront Cost

Our recovery fee is only payable after your money has been successfully recovered and deposited into your account. No upfront costs, ever.

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100% Private & Secure

All searches and personal information are handled securely and confidentially. Your privacy is paramount at every stage.

Questions we get asked every day.

Is the contact I received from RefundWorks legitimate?

Yes. RefundWorks is a real, registered Australian company (ABN via Aurora Capital Australia Pty Ltd, NSW Govt. ID: 166741465). We proactively contact people after identifying unclaimed funds in their name. We never ask for payment upfront — only after a successful recovery.

How much does it cost?

Our fee comes exclusively out of the money we recover for you — so it costs you nothing out of pocket, ever. You only pay once funds have been returned to your account, and your payment comes directly from those recovered amounts. If we don't recover anything, there is nothing to pay.

How long does the process take?

Most claims are resolved within a few weeks. More complex cases — such as businesses, estates, or funds held across multiple institutions — can take longer. We'll keep you updated throughout the process.

Why do you need identification from me?

Australian law requires us to verify the identity of claimants before funds can be released. This is to protect you — it ensures nobody else can claim what is rightfully yours. We may request a certified copy of your ID in some cases.

What if I don't claim the money?

Funds that remain unclaimed are eventually absorbed into consolidated Government revenue — and once that happens, they cannot be retrieved. The timeframe varies by state and institution, so it's worth acting promptly.

Can you recover money for businesses and estates?

Yes. We regularly recover funds for companies, trusts, and deceased estates. These cases may involve additional documentation (such as company letterheads or probate documents), but our team handles all of it on your behalf.

How long does the process take?

Most claims are resolved within a few weeks. More complex cases — such as businesses, estates, or funds held across multiple institutions — can take longer. We'll keep you updated throughout the process.

Why do you need identification from me?

Australian law requires us to verify the identity of claimants before funds can be released. This is to protect you — it ensures nobody else can claim what is rightfully yours. We may request a certified copy of your ID in some cases.

What if I don't claim the money?

Funds that remain unclaimed are eventually absorbed into consolidated Government revenue — and once that happens, they cannot be retrieved. The timeframe varies by state and institution, so it's worth acting promptly.

Can you recover money for businesses and estates?

Yes. We regularly recover funds for companies, trusts, and deceased estates. These cases may involve additional documentation (such as company letterheads or probate documents), but our team handles all of it on your behalf.

Ready to claim what's yours?

Complete the form and a RefundWorks specialist will be in touch within one business day. Or if you'd prefer, call us directly.

Confirm My Claim →

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